Life insurance in the U.S. began in 1759, initially created to support widows of church ministers. Nearly 265 years later, the industry has evolved to meet the modern family’s needs while continuing to provide essential financial value.     At 210 Financial, we stress the importance of having a comprehensive financial plan, and life insurance is a…

Think life insurance is just for the wealthy, the elderly, or if you have dependents? Think again! At 210 Financial, we’re here to separate fact from fiction by diving into five of the most common misconceptions surrounding life insurance, helping you make informed decisions for your future.   Learn More: Episode 7: Is Life Insurance Valuable? …

Life insurance is essential, but what exactly is it, and why is it so important? Here at 210 Financial, we’ve created a comprehensive guide to possibly help you determine if life insurance is right for you. We will address some common questions and provide a deeper understanding of the inner workings of life insurance. Join…

What is an annuity? Financial products issued and distributed by financial institutions and purchased by individuals are designed to provide a steady income stream, typically for retirement. The key feature of annuities is the longevity risk protection they offer; if the insured lives longer than planned the insurance companies still pay even if the payout…

Before you can pursue the retirement of your dreams, you need to have a plan. Here at 210 Financial, our team knows that starting a financial plan from scratch—or improving an existing one—can sound overwhelming, especially if you don’t have the right knowledge in your toolbox. That’s why we’ve put together a list of 12…

Welcome to Financial Terms 101, brought to you by 210 Financial! We’ve compiled a list of 35 of the most common financial terms you’ll encounter and their meanings. Navigating the financial world and its unique terminology can be confusing, much like starting a new school subject. But don’t worry, we’re here to bring you back…

Did you know that the average 65-year-old couple today will spend around $12,000 on healthcare in their first year of retirement? According to Fidelity, healthcare is one of the largest, yet often overlooked, expenses in retirement planning. Having an advisor can help you better navigate and develop a clear strategy for healthcare costs. At 210…

Imagine retirement not as an endpoint but as the ultimate beginning—a chance to fulfill your bucket list dreams. Standford Health states that a bucket list, “Is a sign of hope and future orientation.” At 210 Financial, we believe retirement is your opportunity to live life to the fullest, and we’re here to guide you on…

Summer is here, bringing fun in the sun, so don’t be a beach bum and start planning for a sunny retirement. Saving for retirement can be daunting, but with the right plan, you may become more informed about retirement instead of a beach bum. Here are 210 Finacial’s four helpful tips to help you bask…

Saving money for retirement is just the beginning. Investing to make your money grow is the key to a brighter future. At 210 Financial we believe that a well-balanced investment portfolio can help you achieve just that. As you enjoy the sunny days, let’s explore how these investments can brighten your financial future. Investing 101:…

Step right up and join the adventure of learning financial accountability! Accountability is your superhero cape in the financial world, turning dreams into reality. Your finances aren’t just numbers; they’re the fuel for your dreams. Whether it’s traveling, buying a home, or living worry-free. So, let’s dive in and start living the life you deserve!…

Retirement for some seems like a distant finish line, but for others, it’s fast approaching, so it’s never too early to start training. 210 Financial is here to help you design a retirement plan tailored to your goals and lifestyle so you can retire in style and live your best life. 1. Setting Clear Goals:…