The 210 FinancialBLOG


We help individuals and families pursue their ideal retirements.

Why You Should Incorporate Gratitude into Your Financial Planning

This time of year, we focus on spending time with our families, eating good food, and being thankful. But beyond just sharing the one thing you are thankful for before you dig into the turkey and pumpkin pie, why is it important to practice gratitude? And how can you incorporate it into your financial planning?…

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Medicare Open Enrollment: Everything You Need to Know – Episode 17

Every year from October 15th-December 7th, open enrollment for Medicare is taking place. So today we are welcoming a special guest to dive deep into everything you need to know about Medicare. Jesse Psinas is an Advisor here at 210 Financial and is our resident expert on the topic. In today’s episode, we’re covering the…

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Approaching Retirement During “The Perfect Storm” – Episode 16

The market is down. Inflation is up. Rising interest rates. Potential tax increases. Many people are calling this “the perfect storm.” And in many ways, they’re right. We haven’t seen a lot of these circumstances for over a decade, and it’s rather interesting to see them all at once. So the big question is, “How…

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What You Need to Know About Your Coverage Options

If you are reaching that magic age of 65, you’ve likely already started receiving marketing to try to push you to choose a certain Medicare plan. Is there really one that’s better than the others? How much can you expect to pay? And what else do you need to know? We’re breaking down the basics…

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Can Anyone Create Generational Wealth?

Does the term “generational wealth” conjure up images of a kid like Richie Rich? For many people, generational wealth may seem like a handout that the “lucky” kids get and something that those in the middle class would never be able to attain. However, it’s no secret that we all want to provide for our…

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Waiting to Save for Retirement Until the Kids Leave Home? (& How Much Money You Need to Retire) – Episode 15

It’s not uncommon for us to meet people who will save rather passively, with the intention to start saving aggressively once their kids move out and graduate from college. Today, Kendall and Phil are talking through whether this strategy works! For any retirement strategy, it’s important to consider your unique goals, income needs, and lifestyle…

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How to Ensure You Don’t Run Out of Money in Retirement – Episode 14

Welcome back to Your Retirement Blueprint! In today’s episode, after answering a question about whether or not to move a 401(k) after leaving a job, we dive into how to help ensure you don’t run out of money in retirement. Looking through a recent survey of what current retirees want future retirees to know, Phil…

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Life Insurance Awareness Month: Making Sure Your Loved Ones Are Protected

Life insurance can feel like a tricky subject to navigate. It is one of those things that you hope you never need but it could be necessary to have to protect your loved ones. September is Life Insurance Awareness Month, so we want to take the time to walk through what you need to know…

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Recessions & Bear Markets: Developing a Plan – Episode 13

Welcome back to Your Retirement Blueprint! In today’s episode, after learning some interesting facts about Kendall’s life (any other newfound tea lovers out there!?), we’re talking about recessions, the difference between bear and bull markets, and inflation. There’s a whole lot of “doom and gloom” talk out there in the world right now. How concerned…

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Mutual Funds vs. Individual Stocks: What’s the Difference?

Mutual funds? Stocks? Bonds? Do you ever find yourself wondering what the differences are between the types of investments you hear people talking about? Understanding different types of investments is no easy task, especially if you aren’t immersed in the industry like a financial advisor is on a daily basis. If you’ve found yourself asking…

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Should You Have a Credit Card?

You’ve seen it portrayed in TV shows and movies: The shopaholic has to cut up, burn, or put their credit cards into a block of ice to keep from falling into further debt. Credit cards are typically viewed as either an evil ploy to get you to spend money you don’t have or a tool…

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Income, RMDs, Beneficiaries, & Portfolio Risk: A Grabbag – Episode 12

We’ve got a fun episode for you today! Most times we go in with a clear outline of a takeaway we want to leave with you. But today, after we answer a question about portfolio risk, Kendall brought some recent articles he read about retirement and we’re talking through them. Somehow hot-dog eating contests also…

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