Worried Your Financial Strategy is Missing Something?Problems We are Passionate About Solving
We want to help you feel more confident in your financial future.
For more than 20 years, our goal has been to help make retirement dreams a reality for today’s retirees. At 210 Financial, we focus on working with retirees and those nearing retirement to help preserve their assets, plan their future and protect their legacy.
Retirement Income Strategies
We’ll work with you to decide which types of products make sense for your overall financial goals and strategy.
Annuities
Adding an annuity may be an opportunity to help ensure a portion of your retirement income will be guaranteed.
IRA/401(k) Rollovers
Do you have an old IRA or 401(k)? We’ll help you determine if a rollover could be right for your strategy.
Life Insurance
More than just a death benefit, some life insurance products may help you protect you and your loved one — while you’re still living.
Tax-Efficient Strategies
Don’t let rising taxes eat up your retirement income. Take steps to help protect the assets you’ve earned.
Long-Term Care Strategies
Most retirees will need long-term care at some point. We can help determine a long-term care strategy to fit your situation.
IRA Legacy Planning
If you don’t anticipate needing your IRA money in retirement, you may wish to consider a legacy planning strategy.
Medicare
Using easy-to-understand language, we’ll help you better understand your options and enroll in a plan that makes sense for you.
Income Planning
Investment Planning
Whether you prefer to “set it and forget it,” or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals.
Tax Planning
Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan.
Healthcare Planning
Legacy/Estate Planning
We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.
210 Wealth Management, Inc., d/b/a 210 Financial, is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. 210 Financial, Form ADV Part 2A & CRS can be obtained by visiting: https://adviserinfo.sec.gov and search for our firm name. Insurance products are offered through 210 Financial, Inc. d/b/a 210 Financial
Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
210 Retirement Blueprint Planning Process
Our 210 Retirement Blueprint addresses the five key areas of your financial life: Income, Investments, Legacy Planning, Taxes and Health Care
Define It
First Visit
Address your goals and concerns. Review your current:
— Income Plan
— Investment Plan
— Tax Plan
— Healthcare Plan
— Legacy PlanShare our investment philosophy.
Design It
Second Visit
(within 7-10 days)Review analysis of current accounts and share rough draft of your plan:
— Risk Analysis
— Cost Analysis
— Income Analysis
— Social Security Analysis
— Tax AnalysisDo It
Third Visit
(within 7-10 days)Implement details of your retirement plan:
— Income Plan
— Investment Plan
— Advanced Planning
— Tax Plan
— Healthcare Plan
— Legacy PlanDeliver It
Fourth Visit
(within 30-45 days)Reiterate expectations and structure of the plan:
— Review Accounts
— Review Initial Statements & Website
— Establish Regular Strategy Process
— Implement Advanced PlanningDLT
Do Life Together
Once you've connected with us, we foster lasting relationships:
— Exclusive Client Events
— Referral Program
— Charity of the Year Voting
— Quarterly Volunteer Opportunities
Female-Focused Finances
Women face unique financial challenges, yet many aren’t taking control of their finances. A recent UBS study found that nearly five in 10 women still defer financial matters to a spouse.1 But with increased longevity and divorce rates, the likelihood that women will end up solely responsible for managing their money at some point is high.
We want you to know that you’re not alone. The 210 Financial team understands what women want from retirement — and we’re committed to helping ensure every woman’s financial needs are met. We aim to help you face the future confidently, knowing you’ve addressed all the “what ifs” the future may hold.
1 UBS. “Own Your Worth 2022. Women on Purpose: Values, money and the pursuit of more intentional lives.” https://www.ubs.com/us/en/wealth-management/specialized-advice/women-and-finances.html. Accessed May 25, 2022.
Medicare
Whether you are a new Medicare beneficiary or purchased a supplement plan years ago, we are here to help you explore your plan options. Using easy-to-understand language, our team can guide you through selecting a Medicare Supplement plan that makes sense for you.
210 Financial is not affiliated with or endorsed by the U.S. Government or any governmental agency.
Life Insurance
Many people don’t realize that life insurance could represent a unique (and potentially valuable) option in your overall financial strategy, sometimes offering much more than just a death benefit to your beneficiaries.
Every person’s situation is different. We can help you review your needs and goals and determine which type of life insurance might best suit your circumstances.
What’s Right for You?
If you have questions about life insurance and how it might fit into your overall financial strategy, we’d love to discuss it with you.
Click the button below or give us a call at 309.263.1333 to schedule your appointment today.