Building a home is a process that requires time, dedication, and hard work. At 210 Financial, we approach retirement planning with the same dedication. Just as a home is carefully constructed, our Retirement Blueprint process helps ensure you’re thoroughly prepared for retirement.   We create a comprehensive, personalized plan to secure a comfortable retirement for our…

Crafting a budget is one of the most empowering steps you can take toward achieving financial success. A well-crafted budget isn’t about restricting your spending; it’s about making sure your money works for you, helping you reach your goals while still enjoying life. Whether you’re saving for a big purchase, budgeting for retirement, paying off…

Taxes are a constant even in retirement, so it’s important to start planning for them now. At 210 Financial, we emphasize the importance of having a plan. But what does that entail exactly? You can begin by analyzing your tax strategy now and then learn more about other ways to improve it. Integrating tax planning…

What if. Life insurance works off what-ifs. So, when beginning your life insurance journey, consider whether term or whole life insurance is better for you. 210 Financial will explore term vs. whole life insurance to help you better understand what each means and what they can do for your loved ones when trying to predict…

Life insurance in the U.S. began in 1759, initially created to support widows of church ministers. Nearly 265 years later, the industry has evolved to meet the modern family’s needs while continuing to provide essential financial value.     At 210 Financial, we stress the importance of having a comprehensive financial plan, and life insurance is a…

Think life insurance is just for the wealthy, the elderly, or if you have dependents? Think again! At 210 Financial, we’re here to separate fact from fiction by diving into five of the most common misconceptions surrounding life insurance, helping you make informed decisions for your future.   Learn More: Episode 7: Is Life Insurance Valuable? …

Life insurance is essential, but what exactly is it, and why is it so important? Here at 210 Financial, we’ve created a comprehensive guide to possibly help you determine if life insurance is right for you. We will address some common questions and provide a deeper understanding of the inner workings of life insurance. Join…

What is an annuity? Financial products issued and distributed by financial institutions and purchased by individuals are designed to provide a steady income stream, typically for retirement. The key feature of annuities is the longevity risk protection they offer; if the insured lives longer than planned the insurance companies still pay even if the payout…

Before you can pursue the retirement of your dreams, you need to have a plan. Here at 210 Financial, our team knows that starting a financial plan from scratch—or improving an existing one—can sound overwhelming, especially if you don’t have the right knowledge in your toolbox. That’s why we’ve put together a list of 12…

Welcome to Financial Terms 101, brought to you by 210 Financial! We’ve compiled a list of 35 of the most common financial terms you’ll encounter and their meanings. Navigating the financial world and its unique terminology can be confusing, much like starting a new school subject. But don’t worry, we’re here to bring you back…

Did you know that the average 65-year-old couple today will spend around $12,000 on healthcare in their first year of retirement? According to Fidelity, healthcare is one of the largest, yet often overlooked, expenses in retirement planning. Having an advisor can help you better navigate and develop a clear strategy for healthcare costs. At 210…

Imagine retirement not as an endpoint but as the ultimate beginning—a chance to fulfill your bucket list dreams. Standford Health states that a bucket list, “Is a sign of hope and future orientation.” At 210 Financial, we believe retirement is your opportunity to live life to the fullest, and we’re here to guide you on…