How to Include Charities in Your Will or Trust: A Step-by-Step Guide
Throughout your life, you work hard to create a life filled with love, built on simple, everyday moments. From long workdays to lending a helping hand and sharing lessons gathered around the dinner table, every moment counts. When the time comes to consider passing the legacy you’ve built to future generations and your community, remember…
Seasons Change, and So Do Your Needs: Time to Review Your Life Insurance
Fall is a season of change, marked by leaves changing colors, warm air turning cool, and children returning to school. Life is always full of transitions, which is why it’s important to take time for cleaning and reviewing your finances. Life insurance is an important aspect of financial and estate planning. If you don’t have…
What Every Pre-Retiree Should Know About Social Security in 2025
Over 67 million people in America currently receive Social Security benefits to support their lifestyles and fulfill their dreams. Social Security plays a significant role in retirement planning. If you’re nearing full retirement age you should consider important aspects of Social Security and how it may impact your retirement plans. Key Points – What…
October 15th Marks Medicare Enrollment Day: What You Need to Know
Don’t miss it: October 15th to December 7th, is the enrollment period for switching plans and adjusting your coverage. For retirees, this limited window is the time to make important decisions about your healthcare coverage, ensuring your plan supports your health and budget in the year ahead. Follow along as we work to discuss what…
October is National Financial Planning Month
Fall is a season for change and renewal, the perfect time to realign your financial goals with your plan. With the holidays quickly approaching, it’s easy to lose sight of your financial objectives. Let’s make the most of October, which is financial planning month, by reassessing your financial goals and creating or updating your financial…
Are You Aware of Inflation and Its Impact on Your Retirement
Inflation is something we all experience these days, and its impact on our wallets and the rising cost of living is hard to ignore. It’s an unavoidable aspect of our economy, and it can significantly affect your retirement savings. Inflation is the purchasing power of the money you’ve saved for retirement will be diminished over…
Want to Retire in the Next 5 Years? Here’s What You Need to Know
Are you considering retirement soon? Congratulations! This milestone is the culmination of all your hard work, so take pride in your achievement. While retirement is an exciting time, there are important things to consider before making the transition. At 210 Financial, we emphasize Doing Life Together (DLT), and we are here to guide you through…
Planning for the Medical Costs You Don’t See Coming in Retirement
Are you prepared to manage healthcare costs in retirement? It’s crucial to consider potential medical expenses before you retire. This often-overlooked aspect can result in significant financial burdens. Learn more about planning for medical costs in retirement. The role of an HSA: A Health Savings Account (HSA) is a personal savings account that allows you…
Why Everyone Needs an Emergency Fund (and How to Create One)
Have you read the news lately? From floods to volcanic eruptions, it feels like every week brings new and devastating events impacting people’s lives. These unexpected disasters can happen to anyone, including you. For example, your emergency might be a broken car windshield, and that unexpected cost can be burdensome if you’re unprepared. It’s easy…
Leave a Legacy That Matters
What matters most to you is your legacy. Protecting your family and community, even after you are gone, is a legacy worth cherishing. Let’s work together to thoughtfully plan for your family’s and community’s future. Below, we have included some frequently asked questions about legacy planning. What is legacy planning and how does it differ…
Charitable Giving & Legacy Planning: Maximize Impact, Minimize Taxes
Do you want to leave a lasting impact on your legacy? You can make a significant difference in your community by donating some or all your estate after your passing. Creating a legacy plan with a focus on philanthropy is a wonderful way to assist those in need. We’re here to help you achieve this…
Frequently Asked Questions: Retirement Planning
Asking questions is an effective way to learn about any topic. Planning for retirement involves many questions as you transition into this new chapter of your life. We have compiled a list of the most frequently asked questions about retirement planning to help you feel confident and prepared as you enter retirement. Where to begin…
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