Retirement Planning for Married Couples
Remember the vows you took at your wedding, pledging your commitment to one another through good times and bad, in sickness and in health, for richer or poorer, until death do you part? Those heartfelt promises mark a special time in your lives—a joyful celebration filled with love. You committed to loving one another through…
What You Need to Know for Tax Season 2026
The IRS has announced that the 2026 tax filing season begins on Monday, January 26, 2026. Whether you prefer to file your taxes right at the beginning, wait until Tax Day on April 15, or find a balance between the two, it’s essential to complete your filing. Here’s what you need to know about the 2026 tax season in a nutshell. Happy tax filing! Key Points…
If You’re Still Thinking About Retirement Like Your Parents Did, Read This
Change is all around us and can occur slowly over time, like a river carving through rock until a canyon forms, or it can happen as quickly as a lightning strike. Retirement has evolved significantly and will likely continue to change throughout your lifetime, even more so for your grandchildren. In this discussion, we will explore some…
Spending Guilt in Retirement—and How to Overcome It
There is a lot of discussion about saving for retirement, but what about spending during retirement? Adjusting to a lifestyle without a consistent paycheck and relying on your savings can be a challenge. It can be difficult to understand what expenses are possible and how to manage them. A budget can help you maintain financial stability and…
Why Hoping for the Best Isn’t a Retirement Strategy
A strategy is a careful plan or method for achieving a specific goal, typically over the long term, as defined by Merriam-Webster. Having a well-defined plan is crucial for a retirement strategy; it should be rooted in action, not just hope. Your retirement plan shouldn’t rely on optimism alone; it should be based on a solid strategy, with…
New Year, New Retirement Mindset
HAPPY NEW YEAR! It’s officially 2026, and we are filled with optimism about what this year can bring. As we embrace this fresh start, let’s adopt a new mindset towards retirement together. Even small shifts in thinking can help us navigate lifestyles and drive ambitions. Key Points – New Year, New Retirement Mindset Meaning & Purpose: Plan for your retirement with a…
Your Year in Review: A Simple Framework to Reflect on Your Financial Progress
What a year it has been, filled with many highs and lows and countless memories! Before the new year arrives, take some time to reflect on your financial progress and review the past year. While it’s valuable to acknowledge both achievements and areas for improvement, don’t forget to look ahead and start planning for your…
Start the Legacy Planning Conversation: What to Discuss with Your Family
Key Points – Start the Legacy Planning Conversation: What to Discuss with Your Family For many retirees and pre-retirees, their greatest legacy doesn’t come from their portfolios; it comes in sticky fingerprints on the cookie jar, the telling of bedtime stories, and laughter around the dinner table. Legacy isn’t about what you leave behind;…
Your Year-End Retirement Checklist: 6 Things to Do Before December 31st
Wrap up your finances this year-end and tie them up neatly with a bow! Amidst the holiday cheer, it’s easy to get caught up in the excitement and postpone important tasks. We all do it. However, some things just can’t wait to be addressed until the new year. So, make that final push and put…
Roth Conversions: Why December Is Your Golden Window
Filled with holiday cheer, snowy days, and evenings glowing with Christmas lights, December truly is a month to remember. But before you slip fully into holiday bliss, don’t let the window close on completing a Roth conversion before year-end. While it may feel easier to postpone it until January, waiting could mean missing out on…
How to Stay Steady When the Market Isn’t: 5 Strategies for Volatile Times
“A ship is always safe at the shore, but that is not what it is built for.” Albert Einstein, arguably one of the most intelligent individuals, understood the purpose of risk in our lives. Yes, weathering the vast unknown sea and the possibility of storms is scary, but it’s necessary. Risk is important learning to…
7 Year-End Financial Planning Tasks
The holiday season is here, bringing family, friends, and many new blessings to celebrate. During this time, it’s easy to become relaxed about finances and the year’s end. However, let’s join together to make a final push and finish the year strong, setting you up for success in the new year. 210 Financial has compiled…
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