Here are 12 actionable tips for improving your financial health this Christmas season, and beyond. We’re counting down the days until Christmas, a time for family, giving, and so much more. But don’t neglect looking into these things so you can be prepared for the year ahead.      Build a retirement plan: Retirement may feel…

2024 is coming to a close, and with the new year nipping at our heels, it’s  time to make some last-minute year-end financial moves. Discuss year-end tax strategies, review investment portfolios, and take other actions to set yourself up for a strong financial start to the new year.   The end of the year is the…

Christmas is the season of giving, and charitable donations offer a way to spread joy and make an impact. Not only does giving to charity bring personal fulfillment, but it can provide valuable tax benefits. A financial advisor can help guide you when choosing a charity and help you navigate the tax advantages while giving…

Congratulations retirees! You’ve reached a remarkable milestone—retirement. After years of hard work and careful planning, you’ve earned this exciting new chapter filled with well-deserved relaxation. Now is the time to reflect with gratitude on the journey that brought you here, appreciating the support of loved ones and the financial strategies that helped you achieve your…

Navigating the complexities of financial planning and preparing for retirement can be daunting, but you don’t have to do it alone. A financial advisor can be your guide, helping you clarify your goals, craft a personalized strategy, and make informed decisions to possibly help secure your financial future.   A customized long-term plan:    What can…

Social Security touches every stage of life—from your first paycheck to becoming an important part of your retirement income. But how much do you know about it? When should you start taking benefits? How much will it cover in retirement? And perhaps most importantly, will Social Security still be there when you need it? These…

“For a happy life, want what you have.” – Unknown   As we enter this season of Thanksgiving, let’s embrace the spirit of gratitude—not just for what we have, but also as a guiding principle while we work toward the life we aspire to create. Let the sentiment “for a happy life, want what you have,”…

In the not-so-distant future, retirees and pre-retirees watch in horror as their carefully planned financial plans unravel. The cost of living had quietly doubled, turning once-comfortable pensions into barely enough to scrape by. Replacing their dream of a relaxed retirement with the unsettling reality that the money they saved might not last as long as…

Building a home is a process that requires time, dedication, and hard work. At 210 Financial, we approach retirement planning with the same dedication. Just as a home is carefully constructed, our Retirement Blueprint process helps ensure you’re thoroughly prepared for retirement.   We create a comprehensive, personalized plan to secure a comfortable retirement for our…

Crafting a budget is one of the most empowering steps you can take toward achieving financial success. A well-crafted budget isn’t about restricting your spending; it’s about making sure your money works for you, helping you reach your goals while still enjoying life. Whether you’re saving for a big purchase, budgeting for retirement, paying off…

Taxes are a constant even in retirement, so it’s important to start planning for them now. At 210 Financial, we emphasize the importance of having a plan. But what does that entail exactly? You can begin by analyzing your tax strategy now and then learn more about other ways to improve it. Integrating tax planning…

What if. Life insurance works off what-ifs. So, when beginning your life insurance journey, consider whether term or whole life insurance is better for you. 210 Financial will explore term vs. whole life insurance to help you better understand what each means and what they can do for your loved ones when trying to predict…