At 210 Financial, our financial planning focuses on two key themes: helping couples prepare for retirement and strengthening their financial foundation. Here’s the ultimate checklist to ensure you’re retirement-ready and to guide you through the steps needed to retire confidently. Reviewing this checklist with your significant other not only prepares you for the future but…

Love may make the world go round, but a lack of communication about finances can disrupt relationships. While money is often said to be the root of all evil, it can be a powerful tool for improving our lives and strengthening our connections. Open and honest discussions about money with your significant other are essential…

Figure out your income sources in retirement: Social Security, Pension, 401(k) and IRA and other assets.  The heart and soul of any good financial plan is your income. It’s the lifeblood that keeps your financial goals alive, flowing, and achievable. Your income determines how you can save, invest, and allocate resources to achieve the life…

The New Year is a season of fresh beginnings—a chance to turn the page and create the life you envision. It’s the perfect time to take charge of your finances and shape your future retirement. A retirement reset starts with a check-in: Where are you now, and where do you want to go? By understanding…

January is the perfect time to declutter your financial life and start fresh. Whether you’re ready to go paperless or prefer physical records, organizing your financial documents now can set the tone for a more streamlined and stress-free year. Follow these simple rules to take control of your finances in 2025:    Going Digital? Secure…

2025 is the year of new beginnings—a fresh opportunity to set your intentions and lay the foundation for a successful and fulfilling future. Retirement is one of life’s most significant chapters, a time to focus on what you love most. Achieving that dream starts with thoughtful planning. Why wait? Begin your retirement journey today with…

Happy New Year!! Welcome to 2025—a perfect time to revisit your financial goals and start the year on the right foot. We believe reworking your budget and organizing your financial documents is a key step toward long-term financial success. Whether going paperless, sorting through financial statements, or finally starting a retirement plan, getting organized is…

Santa Claus is coming to town, and 210 Financial has complied its financial “naughty” and “nice” list just in time for the holidays.     Naughty List:   These habits might feel tempting, but they can throw your financial goals off course:     Not having specific saving goals: Without clear goals, saving can feel less rewarding….

Here are 12 actionable tips for improving your financial health this Christmas season, and beyond. We’re counting down the days until Christmas, a time for family, giving, and so much more. But don’t neglect looking into these things so you can be prepared for the year ahead.      Build a retirement plan: Retirement may feel…

2024 is coming to a close, and with the new year nipping at our heels, it’s  time to make some last-minute year-end financial moves. Discuss year-end tax strategies, review investment portfolios, and take other actions to set yourself up for a strong financial start to the new year.   The end of the year is the…

Christmas is the season of giving, and charitable donations offer a way to spread joy and make an impact. Not only does giving to charity bring personal fulfillment, but it can provide valuable tax benefits. A financial advisor can help guide you when choosing a charity and help you navigate the tax advantages while giving…

Congratulations retirees! You’ve reached a remarkable milestone—retirement. After years of hard work and careful planning, you’ve earned this exciting new chapter filled with well-deserved relaxation. Now is the time to reflect with gratitude on the journey that brought you here, appreciating the support of loved ones and the financial strategies that helped you achieve your…