Life insurance can feel like a tricky subject to navigate. Do you need it? How much coverage should you look for? What about long-term care insurance?  In today’s episode, after answering a question sent in about Roth conversions in a retirement plan, we are diving into life insurance. Phil and Kendall are sharing some common…

Preparing Your Finances for Uncertain Times – Episode 6 There have always been (and there will continue to be) uncertain times in the world. We all can agree we’ve seen some of those uncertainties recently! For example, we’re seeing inflation, a likely increase of interest rates on the horizon, along with the normal uncertainties in…

When it comes to finances, the majority of questions we get are about retirement. Even if you love your job, after years of hard work, you are probably looking forward to the days when you get to kick back and relax a little more. So it makes sense that you would want to make sure…

What You Need to Know About 401(k) Plans (& Developing a Retirement Blueprint) – Episode 5 What is a 401(k)? If your employer offers a match for a 401(k), should you take advantage of that? Should we leverage a Roth option in our 401(k)? What are the rules for a 401(k)? We’re talking about all…

Social Security isn’t exactly a highly-anticipated brunch topic. And you don’t have to look very far to find contradicting opinions on the topic, and thoughts on how it should impact your retirement strategy. To make the topic of Social Security even more complicated, every October the Social Security Administration (SSA) announces the annual changes to…

How to Navigate Inflation & Ways to Retire  – Episode 4 Inflation is here, and it’s here to stay. There are some that estimate that the inflation rate greatly increased in the last year, and this (unsurprisingly) has some pretty big effects on our financial plan. In today’s episode, after answering a question about ways…

Do you know what we often say the greatest tax on the American people is? Inflation. It has the power to do everything from increase the cost of groceries, limit how far each dollar we earn stretches, and impact our investments for retirement. But how can we take steps for the rising costs in our…

Empowering Women in Finances and Retirement (& the Value of Non-Cash Investments) – Episode 3   Did you know that, on average, women outlive men? Every situation is different, but statistics say that 80% of men will die married and 80% of women will die single. Far too often, though, we have seen situations where…

As women, we want to know that our loved ones are taken care of, that we can weather any storm the future may hold, and that we can achieve our dreams. However, statistics show that a majority of women are not actively involved in the long-term financial planning in their households. Finances are an area…

Approaching Taxes in Retirement Strategically (& Making Wise Investment Goals) – Episode 2   Welcome back to Episode 2 of Your Retirement Blueprint! This show is all about helping you plan for the long-term health of your finances, and we are grateful you’re here. In this episode, after answering a question that was sent in…

Preparing for Tax Season (& When to Begin Taking Social Security) – Episode 1   Welcome to Episode 1 of Your Retirement Blueprint! This show is all about helping you plan for the long-term health of your finances, and we are so excited to be kicking off the show! In this episode, after answering a…

The 5 Things to Start Teaching Your Kids About Money  Money is a tool. Money is a trap. Money is a means to get things. Money can be spent at any time. Everyone has different thoughts about money, and having a poor money philosophy can land you in loads of trouble if you aren’t careful. …