What are some things we can do if we approach retirement in an uncertain market? Should we be concerned? Should our retirement plan change? In this episode, after answering a question that was sent in about long-term care insurance, that’s what we’re covering! Kendall and Phil are talking about the greatest risk during a down…

Despite increased gas prices and inflation, estimates are showing that there will be a lot of travel in the U.S. this year. If you’re looking at some upcoming travel, are you prepared to do it wisely? In today’s episode, after a funny story about Kendall’s son, we’re answering a question about life insurance as well…

Haven’t you heard? There’s a tax sale going on right now! Okay, so there isn’t actually a “tax sale,” but in many cases taxes are historically low right now. This has got a lot of people asking, Should I be changing some of my investments to an after-tax option? While we often advocate for this,…

Have you been hearing the word “recession” a ton lately? It feels like we’ve heard it every single day as a looming, sinister concern for each of our financial futures. In this episode, we’re breaking down what a recession is, whether or not you should be concerned, a look back on the statistics for the…

You’ve worked hard your whole life—waking up early, staying late when you’ve needed to, and saving everything you could to make sure your retirement was well-funded. While all the “money stuff” is extremely important, there are a few other things you may need in order to have a happy retirement. When you retire, you’ll get…

Without income, you have no retirement. Yet, there are experts in our field saying that you might want to rethink your income strategy in today’s market. In this episode, we’re diving into the traditional 4% rule for withdrawals from retirement accounts. Does it still apply? Does it need to be adjusted? Additionally, we’re answering a…

What is an annuity? Is it a smart investment? Should I have an annuity in my retirement plan? We get questions like these all the time from our clients. Annuities can seem confusing and, as a result, many people invest in them without knowing what they are getting into or if it’s the best option…

 Life insurance can feel like a tricky subject to navigate. Do you need it? How much coverage should you look for? What about long-term care insurance?  In today’s episode, after answering a question sent in about Roth conversions in a retirement plan, we are diving into life insurance. Phil and Kendall are sharing some common…

Preparing Your Finances for Uncertain Times – Episode 6 There have always been (and there will continue to be) uncertain times in the world. We all can agree we’ve seen some of those uncertainties recently! For example, we’re seeing inflation, a likely increase of interest rates on the horizon, along with the normal uncertainties in…

When it comes to finances, the majority of questions we get are about retirement. Even if you love your job, after years of hard work, you are probably looking forward to the days when you get to kick back and relax a little more. So it makes sense that you would want to make sure…

What You Need to Know About 401(k) Plans (& Developing a Retirement Blueprint) – Episode 5 What is a 401(k)? If your employer offers a match for a 401(k), should you take advantage of that? Should we leverage a Roth option in our 401(k)? What are the rules for a 401(k)? We’re talking about all…

Social Security isn’t exactly a highly-anticipated brunch topic. And you don’t have to look very far to find contradicting opinions on the topic, and thoughts on how it should impact your retirement strategy. To make the topic of Social Security even more complicated, every October the Social Security Administration (SSA) announces the annual changes to…