Hello, friends—Phil here! Well, another year is behind us, which means another opportunity for hope and happiness lies ahead. 2022 was a challenging year for so many of us because of the market volatility, as well as post-Covid frustrations that we all are suffering through in this life. This is the new “normal,” but today…

We’ve been telling everyone we know that there is a “tax sale” happening right now. Taxes are the lowest they have ever been, and that’s a major thing to consider when it comes to your retirement planning. In this episode, we are talking about planning ahead for retirement taxes and retirement income, and we dive…

“Recession.” It’s like a dark cloud looming over the economy and around every corner. But what should we be doing during an economy like this? If you are worried about the future or retiring in a recession, we’re breaking down what you need to know. In this episode, Phil and Kendall are letting you know…

It’s the most magical time of the year! Hot chocolate, wreaths, candy canes, lights, Santa Claus, and a whole bunch of presents under the tree. It’s no secret that the holidays are the season when people tend to overspend the most. From Black Friday deals to the last minute rush to get all the presents…

This time of year, we focus on spending time with our families, eating good food, and being thankful. But beyond just sharing the one thing you are thankful for before you dig into the turkey and pumpkin pie, why is it important to practice gratitude? And how can you incorporate it into your financial planning?…

Every year from October 15th-December 7th, open enrollment for Medicare is taking place. So today we are welcoming a special guest to dive deep into everything you need to know about Medicare. Jesse Psinas is an Advisor here at 210 Financial and is our resident expert on the topic. In today’s episode, we’re covering the…

The market is down. Inflation is up. Rising interest rates. Potential tax increases. Many people are calling this “the perfect storm.” And in many ways, they’re right. We haven’t seen a lot of these circumstances for over a decade, and it’s rather interesting to see them all at once. So the big question is, “How…

If you are reaching that magic age of 65, you’ve likely already started receiving marketing to try to push you to choose a certain Medicare plan. Is there really one that’s better than the others? How much can you expect to pay? And what else do you need to know? We’re breaking down the basics…

Does the term “generational wealth” conjure up images of a kid like Richie Rich? For many people, generational wealth may seem like a handout that the “lucky” kids get and something that those in the middle class would never be able to attain. However, it’s no secret that we all want to provide for our…

It’s not uncommon for us to meet people who will save rather passively, with the intention to start saving aggressively once their kids move out and graduate from college. Today, Kendall and Phil are talking through whether this strategy works! For any retirement strategy, it’s important to consider your unique goals, income needs, and lifestyle…

Welcome back to Your Retirement Blueprint! In today’s episode, after answering a question about whether or not to move a 401(k) after leaving a job, we dive into how to help ensure you don’t run out of money in retirement. Looking through a recent survey of what current retirees want future retirees to know, Phil…

Life insurance can feel like a tricky subject to navigate. It is one of those things that you hope you never need but it could be necessary to have to protect your loved ones. September is Life Insurance Awareness Month, so we want to take the time to walk through what you need to know…