Does the term “generational wealth” conjure up images of a kid like Richie Rich? For many people, generational wealth may seem like a handout that the “lucky” kids get and something that those in the middle class would never be able to attain. However, it’s no secret that we all want to provide for our…

It’s not uncommon for us to meet people who will save rather passively, with the intention to start saving aggressively once their kids move out and graduate from college. Today, Kendall and Phil are talking through whether this strategy works! For any retirement strategy, it’s important to consider your unique goals, income needs, and lifestyle…

Welcome back to Your Retirement Blueprint! In today’s episode, after answering a question about whether or not to move a 401(k) after leaving a job, we dive into how to help ensure you don’t run out of money in retirement. Looking through a recent survey of what current retirees want future retirees to know, Phil…

Life insurance can feel like a tricky subject to navigate. It is one of those things that you hope you never need but it could be necessary to have to protect your loved ones. September is Life Insurance Awareness Month, so we want to take the time to walk through what you need to know…

Welcome back to Your Retirement Blueprint! In today’s episode, after learning some interesting facts about Kendall’s life (any other newfound tea lovers out there!?), we’re talking about recessions, the difference between bear and bull markets, and inflation. There’s a whole lot of “doom and gloom” talk out there in the world right now. How concerned…

Mutual funds? Stocks? Bonds? Do you ever find yourself wondering what the differences are between the types of investments you hear people talking about? Understanding different types of investments is no easy task, especially if you aren’t immersed in the industry like a financial advisor is on a daily basis. If you’ve found yourself asking…

You’ve seen it portrayed in TV shows and movies: The shopaholic has to cut up, burn, or put their credit cards into a block of ice to keep from falling into further debt. Credit cards are typically viewed as either an evil ploy to get you to spend money you don’t have or a tool…

We’ve got a fun episode for you today! Most times we go in with a clear outline of a takeaway we want to leave with you. But today, after we answer a question about portfolio risk, Kendall brought some recent articles he read about retirement and we’re talking through them. Somehow hot-dog eating contests also…

You probably have some idea of what you would like to be doing with your money over your lifetime. That list probably includes things like buying a house, saving for retirement, and getting to buy some fun things along the way! While none of those things are bad to want to achieve, we’ve found that…

What are some things we can do if we approach retirement in an uncertain market? Should we be concerned? Should our retirement plan change? In this episode, after answering a question that was sent in about long-term care insurance, that’s what we’re covering! Kendall and Phil are talking about the greatest risk during a down…

Despite increased gas prices and inflation, estimates are showing that there will be a lot of travel in the U.S. this year. If you’re looking at some upcoming travel, are you prepared to do it wisely? In today’s episode, after a funny story about Kendall’s son, we’re answering a question about life insurance as well…

Haven’t you heard? There’s a tax sale going on right now! Okay, so there isn’t actually a “tax sale,” but in many cases taxes are historically low right now. This has got a lot of people asking, Should I be changing some of my investments to an after-tax option? While we often advocate for this,…